Making Homeownership a Reality
One Family at a Time
Making the decision to build or purchase a home is a big one! Imagine if you are a renter, living paycheck to paycheck trying to make ends meet to support your family. Now consider building or purchasing a home. Can you imagine taking that step? Or does the possiblity seem out of reach? With Habitat for Humanity, homeownership IS within reach! Do you know a family who needs a home? Most of our partner families will tell you that they applied only after they were encouraged to do so. Encourage that family today! We want to partner with them and, together, make homeownership a reality.
When looking for partner families, we consider three basic requirements: Need, Ability to Pay and Willingness to Partner.
- Need: What is their current living situation? Is it overcrowded? Are their heating costs high? Is the structure unsafe?
- Ability to Pay: Do they have a steady source of income (total income not to exceed 60% of the median income for North St. Louis County)? Is their debt manageable? Do they have responsible credit?
- Willingness to Partner: Are they willing to build their home? Are they willing to volunteer to build other partner families’ homes? Are they willing to attend homeownership classes?
Thank you, Marnie
Closing day for the Oksanen, Schow, Pierce and Martin families!
(Pictured clockwise from top left)